Obama to create jobs - in the government

CowpokeBob

ejward wrote:

CowpokeBob wrote:

ejward wrote:

Quote:

You seem to be in favor of having the government completely take charge and I am in favor of the people taking care of it with as little govenment involvement as possible.

I'm not in favor of the government taking over everything but, there's things the government can organize better. My town volunteer fire department. Because I'm close to the town line, I get serviced by the fire department from the next town over (I pay a fire tax). It's not volunteer. Because of this, my insurance is a lot lower. Volunteer fire departments don't always work out well. I guess it's for the town to decide but, according to statistics that the insurance industry uses, government run fire departments do a better job.

Don't by chance know where I can get a a copy of those statistics cause its the first I've heard of it? I get a discount on my home insurance but its because there is a hydrant within 300' of my house and that puts me in a different risk zone..The fact that I am served by a volunteer fire dept has no bearing on the rate here. Incidentally the insurance company doesn't advertise the discount. I found out about it from the fire dept and had to inform the insurance company about the hydrant to get the discounted rate.

I was told about this when I got insurance. I save about 5% because I'm served by a full time paid fire department as oposed to a volunteer fire department. I was told that statistically, A full time paid fire depatment is more effective.

I was also asked how close I was to a fire hydrant. Even when I'm re-shopping for insurance, I'm always asked this. If your insurane company didn't ask, I'd start shopping around. I'm also asked the volunteer fire department question. Why would they even ask if there was not some sort of difference in price?

Don't know EJ but thanks for the info. I've dealt with pretty near all the major insurance companies down here over the years and none of them volunteer the info about fire dept's and hydrants unless you ask first. Always figured it was an insurance thing to get a higher premiums but maybe its just a southern thing Smile